Commercial Hard Money in Florida
Find commercial hard money loans in Florida. Compare rates from private lenders serving Florida real estate investors.
Free, No-Obligation Quote
Compare rates from multiple private lenders
Completely Free • No Obligation
Looking for commercial hard money loans in Florida? Bridge Hard Money Loans connects real estate investors with private lenders who specialize in commercial hard money loans throughout Florida. Close in as little as 7-14 days.
Hard Money Lending Regulations in Florida
Understanding Florida's lending regulations is important for real estate investors seeking hard money or private financing. Here are the key regulatory factors:
Usury Rate Cap
18% simple interest (25% criminal); exempt for business loans over $500,000
DFI Licensing Required
Yes - lenders must be licensed or exempt under state law
NMLS Required for Brokers
Yes - mortgage brokers must be registered with NMLS
Foreclosure Type
judicial - typical timeline: 360 days
Regulatory Notes
Florida is a judicial-only foreclosure state with one of the longest timelines in the country
Regulatory Authority: Florida Office of Financial Regulation oversees lending and mortgage activities in Florida.
Bridge Hard Money Loans connects you with private lenders who are compliant with Florida's lending regulations. We are not a lender - we are a referral service.
How It Works
Tell Us About Your Commercial Hard Money Need
Share your property details and loan amount. It takes less than 2 minutes.
Compare Offers from Florida Lenders
Private lenders serving Florida review your deal and submit competitive rate quotes.
Close Your Loan
Accept the best offer and close in as little as 7-14 days. Fast funding for your investment.
Why Choose Bridge Hard Money Loans
Close in 7-14 Days
While banks take 30-60 days, our private lenders close in as little as 7-14 days.
Asset-Based Lending
Your property is the collateral. No income verification, no tax returns required for many programs.
Up to 75% LTV
Finance up to 75% of the property value. Higher leverage available for experienced investors.
All Property Types
Residential, commercial, multifamily, mixed-use, land - we connect you with lenders for every property type.
Nationwide Coverage
Our network of private lenders serves real estate investors in all 50 states.
Free, No-Obligation Quote
Compare rates from multiple private lenders. No commitment required.
Serving Your Area
Bridge Hard Money Loans serves real estate investors across Florida. Our network of private lenders provides competitive rates for hard money loans, DSCR loans, fix and flip financing, and more throughout the state.
Commercial Hard Money in Florida
Hard Money Loans
- Miami (6,391,670)
- Tampa (2,957,531)
- Orlando (1,948,155)
- Jacksonville (1,335,714)
- Cape Coral (675,797)
- Palm Bay (553,332)
- Port St. Lucie (493,825)
- Kissimmee (470,667)
- Bonita Springs (452,793)
- Pensacola (418,489)
- Winter Haven (300,369)
- Lakeland (290,540)
- St. Petersburg (262,732)
- Tallahassee (260,687)
- Hialeah (226,165)
- Deltona (223,506)
- Gainesville (216,479)
- Ocala (208,245)
- Fort Lauderdale (185,604)
- Spring Hill (181,097)
- Panama City (177,998)
- Pembroke Pines (173,194)
- Leesburg (171,283)
- Hollywood (155,082)
- Miramar (138,600)
- Coral Springs (136,103)
- Lehigh Acres (132,353)
- West Palm Beach (122,290)
- Brandon (119,767)
- Clearwater (117,247)
- Pompano Beach (114,147)
- Riverview (113,697)
- Miami Gardens (113,177)
- Davie (108,346)
- Boca Raton (100,234)
- Palm Coast (98,258)
- Sunrise (97,918)
- Plantation (96,293)
- Fort Myers (95,051)
- Alafaya (92,449)
- St. Augustine (88,385)
- Deerfield Beach (88,093)
- Melbourne (86,576)
- Town 'n' Country (85,928)
- North Port (84,605)
- The Villages (83,498)
- Homestead (82,807)
- Largo (82,617)
- Miami Beach (82,031)
- Boynton Beach (81,435)
- Pine Hills (80,105)
- Kendall (79,562)
- Doral (79,216)
- Daytona Beach (78,992)
- Wesley Chapel (76,011)
- Poinciana (75,068)
- Lauderhill (74,896)
- Tamarac (73,019)
DSCR Rental Loans
- Weston (68,837)
- Delray Beach (67,979)
- Sebring (67,549)
- Horizon West (67,416)
- Port Charlotte (66,133)
- St. Cloud (65,130)
- Port Orange (64,767)
- Sanford (63,730)
- Wellington (62,146)
- Jupiter (61,883)
- Palm Harbor (61,512)
- Palm Beach Gardens (60,959)
- North Miami (60,344)
- Margate (59,198)
- The Hammocks (58,838)
- Coconut Creek (58,330)
- Apopka (58,232)
- Bradenton (57,014)
- Sarasota (56,970)
- Fountainebleau (55,665)
- Pinellas Park (53,560)
- Kendale Lakes (52,622)
- Westchester (52,032)
- Country Club (51,296)
- Coral Gables (49,802)
- Tamiami (49,752)
- Titusville (49,385)
- Fort Pierce (49,082)
- Ocoee (49,033)
- University (48,127)
- Winter Garden (47,872)
- Clermont (46,853)
- Altamonte Springs (46,116)
- North Lauderdale (45,234)
- Cutler Bay (45,070)
- North Fort Myers (44,993)
- Oakland Park (44,682)
- Greenacres (44,373)
- Ormond Beach (43,976)
- Lakewood Ranch (43,945)
- North Miami Beach (43,898)
- Meadow Woods (42,852)
- Princeton (42,625)
- Hallandale Beach (41,854)
- DeLand (41,611)
- Plant City (40,887)
- The Acreage (40,843)
- Oviedo (40,599)
- Royal Palm Beach (40,344)
- Valrico (40,239)
- Aventura (39,885)
- Navarre (39,838)
- Winter Springs (38,951)
- Land O' Lakes (38,910)
- South Miami Heights (38,766)
- Riviera Beach (38,657)
- Estero (37,858)
- Parkland (37,178)
Fix and Flip Financing
- Carrollwood (36,725)
- Lauderdale Lakes (36,404)
- Dunedin (36,062)
- Kendall West (35,912)
- Fruit Cove (35,877)
- Egypt Lake-Leto (35,873)
- Richmond West (35,593)
- Biscayne Gardens (35,472)
- Merritt Island (34,992)
- Cooper City (34,660)
- Haines City (34,234)
- West Little River (33,890)
- Sun City Center (33,548)
- Apollo Beach (33,355)
- East Lake (33,283)
- Buenaventura Lakes (32,682)
- Dania Beach (32,180)
- Lakeside (32,105)
- Lake Magdalene (32,083)
- Oakleaf Plantation (32,070)
- New Smyrna Beach (31,974)
- Miami Lakes (31,553)
- Vero Beach South (30,344)
- Winter Park (30,274)
- Casselberry (30,135)
- Ferry Pass (30,053)
- Ruskin (29,834)
- Fleming Island (29,766)
- Golden Gate (29,234)
- East Lake-Orient Park (29,213)
- Rockledge (29,133)
- Citrus Park (28,804)
- West Melbourne (28,795)
- Crestview (28,773)
- Silver Springs Shores (28,537)
- Ives Estates (28,506)
- Wright (27,927)
- Palm River-Clair Mel (27,844)
- Leisure City (27,808)
- Venice (27,479)
- Nocatee (27,442)
- Palm Springs (27,356)
- Temple Terrace (27,275)
- Lutz (27,106)
- Bellview (26,488)
- Palm City (26,371)
- Immokalee (26,361)
- Pace (26,282)
- Sebastian (26,262)
- Fish Hawk (26,186)
- World Golf Village (26,077)
- South Bradenton (25,990)
- Keystone (25,858)
- Tarpon Springs (25,791)
- Key West (25,720)
- Northdale (25,710)
- Port St. John (25,120)
- Coral Terrace (24,895)
Bridge Loans
- Liberty Triangle (24,888)
- Westchase (24,885)
- Palmetto Bay (24,639)
- Eustis (24,119)
- Marion Oaks (23,972)
- Wekiwa Springs (23,915)
- Bloomingdale (23,827)
- Bayonet Point (23,822)
- Brent (23,813)
- Ensley (23,760)
- Jacksonville Beach (23,654)
- Edgewater (23,627)
- Jasmine Estates (23,571)
- Oak Ridge (23,364)
- The Crossings (22,963)
- Hialeah Gardens (22,915)
- DeBary (22,869)
- Hunters Creek (22,819)
- Holiday (22,785)
- Sunny Isles Beach (22,437)
- Groveland (22,012)
- Midway (21,317)
- Fort Walton Beach (21,025)
- Florida Ridge (20,889)
- West Pensacola (20,665)
- Lealman (20,567)
- Tavares (20,463)
- Bartow (20,438)
- Punta Gorda (20,278)
- Englewood (20,091)
- Sweetwater (20,085)
- Lynn Haven (20,081)
- Palm Valley (19,796)
- Naples (19,704)
- Zephyrhills (19,668)
- Cocoa (19,554)
- Maitland (19,469)
- Seminole (19,396)
- Glenvar Heights (19,395)
- Country Walk (19,291)
- Ojus (19,198)
- San Carlos Park (19,159)
- Panama City Beach (18,971)
- Bradfordville (18,953)
- Trinity (18,907)
- Gibsonton (18,754)
- Auburndale (18,530)
- Stuart (18,520)
- Pinecrest (18,462)
- Bayshore Gardens (18,131)
- Pinewood (18,114)
- Viera West (17,984)
- Wildwood (17,608)
- South Venice (17,484)
- New Port Richey (17,425)
- Mount Dora (17,278)
- Upper Grand Lagoon (17,232)
- Lake Butler (17,125)
Private Money Lending
- Vero Beach (17,042)
- Safety Harbor (17,033)
- Belle Glade (16,972)
- Brownsville (16,936)
- Three Lakes (16,888)
- Palmer Ranch (16,867)
- Lake Mary (16,860)
- Lake Wales (16,785)
- Lady Lake (16,675)
- Gladeview (16,655)
- Yulee (16,648)
- Minneola (16,598)
- Niceville (16,544)
- Longwood (16,337)
- Opa-locka (16,282)
- Marco Island (16,205)
- Azalea Park (16,180)
- Palmetto Estates (16,129)
- On Top of the World Designated Place (16,007)
- Warrington (15,918)
- Naranja (15,796)
- Thonotosassa (15,764)
- Homosassa Springs (15,701)
- Myrtle Grove (15,595)
- Lockhart (15,371)
- Forest City (15,312)
- Wimauma (15,266)
- West Park (15,249)
- Fruitville (15,172)
- Elfers (15,006)
- West Lealman (14,944)
- Oldsmar (14,904)
- Key Biscayne (14,791)
- East Milton (14,783)
- Bellair-Meadowbrook Terrace (14,755)
- Gonzalez (14,458)
- Asbury Lake (14,458)
- Goulds (14,425)
- Orange City (14,372)
- Destin (14,077)
- Southchase (13,981)
- Cheval (13,969)
- Lakewood Park (13,866)
- Hobe Sound (13,817)
- Miami Springs (13,726)
- Celebration (13,667)
- Villas (13,644)
- Iona (13,631)
- Palmetto (13,588)
- South Daytona (13,543)
- Sunset (13,535)
- Pasadena Hills (13,505)
- Callaway (13,496)
- Fernandina Beach (13,420)
- Atlantic Beach (13,363)
- Highland City (13,276)
- Mango (13,242)
- Davenport (13,238)
Investment Property Loans
- North Palm Beach (13,238)
- Holly Hill (13,084)
- Cypress Lake (13,032)
- Key Largo (13,026)
- Doctor Phillips (12,984)
- Jupiter Farms (12,945)
- Florida City (12,943)
- Conway (12,928)
- Goldenrod (12,878)
- Sarasota Springs (12,611)
- Viera East (12,570)
- Jensen Beach (12,531)
- Lake City (12,515)
- Olympia Heights (12,399)
- South Miami (12,277)
- Lantana (12,256)
- Citrus Springs (12,215)
- Westview (12,107)
- Lakeland Highlands (12,102)
- Shady Hills (11,983)
- New Port Richey East (11,939)
- Fairview Shores (11,844)
- Miami Shores (11,752)
- Laurel (11,741)
- Gulfport (11,734)
- Middleburg (11,644)
- Wilton Manors (11,511)
- Cocoa Beach (11,377)
- Satellite Beach (11,313)
- Hudson (11,254)
- Port Salerno (11,184)
- Gateway (11,176)
- West Perrine (11,162)
- Medulla (10,985)
- Sugarmill Woods (10,782)
- Pine Ridge (10,762)
- Alachua (10,743)
- Milton (10,733)
- Palatka (10,650)
- Union Park (10,615)
- Lighthouse Point (10,600)
- Westwood Lakes (10,553)
- Bithlo (10,486)
- West Vero Corridor (10,461)
- Progress Village (10,450)
- Pebble Creek (10,447)
- Pine Castle (10,371)
- Rotonda (10,352)
- Bee Ridge (10,334)
- Bardmoor (10,292)
- Fuller Heights (10,083)
- Cypress Gardens (10,077)
- Avon Park (10,057)
- Green Cove Springs (10,044)
- Cape Canaveral (10,006)
Florida Investor Lending Guides
What Our Clients Say
“They connected me with multiple private lenders across Florida. The competition between them got me a much better rate.”
“The Florida lending process was faster than I expected. My fix-and-flip loan closed in just 10 days.”
“Needed a DSCR loan for a rental property. No income verification and the whole process was smooth and professional.”
Get Your Free Loan Quote in Florida
Florida real estate investors: compare rates from multiple private lenders.
Call (800) 555-0207By clicking 'Get My Loan Quote,' you consent to receive calls and text messages from Bridge Hard Money Loans and its partners at the number provided, including via automated technology and prerecorded messages. Consent is not a condition of purchase or receiving a quote. Msg & data rates may apply. Msg frequency varies. Reply STOP to opt out. Reply HELP for help.