Hard Money Loans for Real Estate Investors
Fix-and-flip, DSCR, bridge loans, and investment property financing. Close in days, not months - no income verification required.
Free, No-Obligation Quote
Compare rates from multiple private lenders
Completely Free • No Obligation
Financing for Every Investment Strategy
Fix and Flip
Short-term rehab loans for house flippers who need to close fast
Rental Properties
DSCR loans that qualify on property cash flow, not your income
Bridge Financing
Short-term loans between purchase and permanent financing
New Construction
Ground-up construction financing for builders and developers
Commercial Properties
Hard money for office, retail, industrial, and mixed-use
Land Acquisition
Financing for vacant land and lot purchases
Completely Free • No Obligation
How It Works
Tell Us About Your Deal
Share the property type, location, and loan amount you need. It takes less than 2 minutes.
Compare Offers from Private Lenders
Our network of private lenders review your deal and compete to offer you the best rates and terms.
Close Your Loan
Accept the best offer and close in as little as 7-14 days. Funds wired directly for your investment.
Loan Types We Offer
Hard Money Loans
Fast, asset-based loans for real estate investors.
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DSCR Loans
Rental property loans that qualify on cash flow, not income.
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Fix and Flip Loans
Short-term rehab financing for house flippers.
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Bridge Loans
Short-term financing between purchase and permanent loan.
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New Construction Loans
Ground-up construction financing for investors and builders.
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Commercial Hard Money
Hard money for commercial and mixed-use properties.
Learn More →Why Choose Bridge Hard Money Loans
Close in 7-14 Days
While banks take 30-60 days, our private lenders close in as little as 7-14 days.
Asset-Based Lending
Your property is the collateral. No income verification, no tax returns required for many programs.
Up to 75% LTV
Finance up to 75% of the property value. Higher leverage available for experienced investors.
All Property Types
Residential, commercial, multifamily, mixed-use, land - we connect you with lenders for every property type.
Nationwide Coverage
Our network of private lenders serves real estate investors in all 50 states.
Free, No-Obligation Quote
Compare rates from multiple private lenders. No commitment required.
Serving Your Area
Bridge Hard Money Loans serves real estate investors nationwide. Our network of private lenders provides competitive rates for hard money loans, DSCR loans, fix and flip financing, bridge loans, new construction loans, and commercial hard money in all 50 states.
Hard Money Loans in Any State
Hard Money Loans by State
DSCR Loans by State
Fix and Flip Loans by State
What Our Clients Say
“Needed to close on a fix-and-flip in 10 days. Banks laughed. They connected me with a lender who funded in 8 days. No income docs required.”
“My DSCR loan closed in under 2 weeks. The rental property qualified on its own cash flow - they never even asked about my W-2.”
“I was about to lose a commercial deal because my bank was too slow. Bridge loan funded in 9 days, and I refinanced into permanent financing later.”
Frequently Asked Questions About Hard Money Loans
What is a hard money loan?
A hard money loan is an asset-based loan secured by real property. Unlike conventional bank loans that evaluate your income, credit, and employment history, hard money lenders focus primarily on the value of the property being used as collateral. This allows for faster closings and more flexible qualification.
How fast can I close on a hard money loan?
Most hard money loans close within 7-14 days, compared to 30-60 days for conventional bank financing. Bridge Hard Money Loans connects you with private lenders who specialize in fast closings for real estate investors.
Do I need income verification for a hard money loan?
For most hard money loan programs, no income verification is required. The loan is based on the value of the property, not your personal income. DSCR loans qualify based on the rental income of the property itself.
What LTV can I get on a hard money loan?
Most hard money lenders offer up to 65-75% LTV (loan-to-value). Some programs offer higher leverage for experienced investors with strong track records. Fix-and-flip loans may also include rehab costs in the loan amount.
What types of properties qualify?
Hard money loans are available for residential, commercial, multifamily, mixed-use, and land. Whether you are buying a single-family rental, a 20-unit apartment building, or a commercial strip mall, our network of private lenders can provide competitive financing.
What is a DSCR loan?
A DSCR (Debt Service Coverage Ratio) loan qualifies based on the property's rental income relative to its mortgage payment - not your personal income. If the property generates enough rent to cover the loan payment, you can qualify regardless of your W-2 or tax returns.
Are there any fees to get a quote?
No. Our service is completely free for borrowers. Bridge Hard Money Loans earns its fee from the lending companies - you never pay us anything.
Get Your Free Loan Quote Today
Compare rates from multiple private lenders. Free, no-obligation quote.
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