Hard Money Loans in Arkansas
Find hard money loans in Arkansas. Compare rates from private lenders serving Arkansas real estate investors.
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Real estate investors in Arkansas rely on hard money loans and private lending for fast closings and flexible qualification. Bridge Hard Money Loans connects Arkansas investors with multiple private lenders who compete for your business.
We serve 39 cities across Arkansas, including Little Rock, Fayetteville, Fort Smith, Springdale, Jonesboro. Arkansas is a non-judicial foreclosure state with a usury rate cap of 17% constitutional cap (Amendment 89); limited business exemptions.
Hard money lending in Arkansas is overseen by the Arkansas Securities Department. Our private lenders maintain compliance with all Arkansas lending regulations.
Arkansas has a strict constitutional usury cap of 17% that is difficult to circumvent even for business loans
Hard Money Lending Regulations in Arkansas
Understanding Arkansas's lending regulations is important for real estate investors seeking hard money or private financing. Here are the key regulatory factors:
Usury Rate Cap
17% constitutional cap (Amendment 89); limited business exemptions
DFI Licensing Required
Yes - lenders must be licensed or exempt under state law
NMLS Required for Brokers
Yes - mortgage brokers must be registered with NMLS
Foreclosure Type
non-judicial - typical timeline: 90 days
Regulatory Notes
Arkansas has a strict constitutional usury cap of 17% that is difficult to circumvent even for business loans
Regulatory Authority: Arkansas Securities Department oversees lending and mortgage activities in Arkansas.
Bridge Hard Money Loans connects you with private lenders who are compliant with Arkansas's lending regulations. We are not a lender - we are a referral service.
How It Works
Tell Us About Your Hard Money Loans Need
Share your property details and loan amount. It takes less than 2 minutes.
Compare Offers from Arkansas Lenders
Private lenders serving Arkansas review your deal and submit competitive rate quotes.
Close Your Loan
Accept the best offer and close in as little as 7-14 days. Fast funding for your investment.
Why Choose Bridge Hard Money Loans
Close in 7-14 Days
While banks take 30-60 days, our private lenders close in as little as 7-14 days.
Asset-Based Lending
Your property is the collateral. No income verification, no tax returns required for many programs.
Up to 75% LTV
Finance up to 75% of the property value. Higher leverage available for experienced investors.
All Property Types
Residential, commercial, multifamily, mixed-use, land - we connect you with lenders for every property type.
Nationwide Coverage
Our network of private lenders serves real estate investors in all 50 states.
Free, No-Obligation Quote
Compare rates from multiple private lenders. No commitment required.
Serving Your Area
Bridge Hard Money Loans serves real estate investors across Arkansas. Our network of private lenders provides competitive rates for hard money loans, DSCR loans, fix and flip financing, and more throughout the state.
Hard Money Loans in Arkansas
Hard Money Loans
DSCR Rental Loans
Fix and Flip Financing
Bridge Loans
Private Money Lending
Investment Property Loans
Arkansas Investor Lending Guides
What Our Clients Say
“They connected me with multiple private lenders across Arkansas. The competition between them got me a much better rate.”
“The Arkansas lending process was faster than I expected. My fix-and-flip loan closed in just 10 days.”
“Needed a DSCR loan for a rental property. No income verification and the whole process was smooth and professional.”
Get Your Free Loan Quote in Arkansas
Arkansas real estate investors: compare rates from multiple private lenders.
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